“I thought I was doing well with paying off my 30 year mortgage in 15 years by simply adding more money directly to the principal. I also had some other goals that were going to take some time to achieve. However, with your method, I will pay off my mortgage and achieve my other goals all within 5.8 years! You have also helped me shave off an additional $28,000 of interest on my mortgage. You answered all my questions and made the process so easy. If only I knew you when I was still paying off my student loans!”

-Ellen C.

I decided to make an appointment for my husband and I. Our representative was quickly able to capture our financial situation and provide a “Get out of Debt” plan for us that made no sense to us at first, but as we are going through the steps, we are understanding this much better and are very happy we decided to pursue this. This plan is very different than what my husband and I grew up understanding, but if you allow yourself to think outside the box, you will be delighted with the creative financial planning can provide for your current situation as well as for college planning. I encourage you to take the leap of faith – you won’t be disappointed!

-Nicole & Barry

I have my own business, and I spoke with our representative regarding different retirement savings plans. He showed me a way to maximize my savings, which are growing at a guaranteed rate and are never taxed, even on the gains. I did a lot of research myself on the topic and they were always willing to listen and find out what was most important to me. He put together a plan that suits what I want. He designed it around the budget I wanted to work with, and also has the flexibility built in that I can make changes.

I’m glad that I spoke with him about what I could do for retirement income. I know now that I will have a much more predictable retirement income.

-Nicholas C.

The day of the appointment I was reviewing our bills and was frustrated that no matter how hard I tried, I couldn’t seem to lower our debt. I couldn’t figure out what I was doing wrong. Even with that frustration, I was annoyed that they were coming, but after listening to them and seeing the numbers on paper I have to admit the program intrigued me. I told them that at this point there had to be a better way and was willing to try anything.

Come to find out, (this) way was better. We have been working for almost two years now and have paid off over $50,000.00 in debt. I should also mention that we have not had to change our lifestyle either. Our personalized financial plan shows that we could be completely debt free within 10 years, including our mortgage, and still be able to send our 2 children to college and retire without financial hardship.

Thank you for being patient with a skeptic and providing the tools to obtain a debt free future.

-Erika M.